There are several key ingredients in putting together any plan for saving from your capital or your monthly income.  Your own judgment and experience,  choosing the right mix of what to invest in – known as “asset allocation”.  The use of bank and building society deposit accounts.  Portfolio modelling – using the past to at least give some indication to what might – and this is a big ‘might’ – happen in the future.   At the time of writing this, many feel that the future is going to be different, Modelling can help, but it is not going to be failure free.  We use skilled investment managers to manage our clients’ funds.  

Investment strategies beyond traditional financial services

In addition to our FSA regulated range of contracts, CGM Associates also offers access to specialist niche funds.  These fall outside the remit of the UK regulator, and we will want to satisfy ourselves that you are experienced enough to understand the additional risks that come with such investment. 

Nonetheless, for suitably experienced investors we can recommend companies and individuals we believe to be honest and reliable and whose investments we believe can add to your portfolio. 

Please contact us for further details.

However, please do note that this service is not part of our CGM Associates FSA regulated company offering.  This type of fund may involve gearing – borrowing against your capital and so can incur higher risk.  

And the warning about past performance…

Please do be aware that past performance cannot ever be a reliable guide to the future.  Five, ten or whatever number of years ago you look at, what has happened since then may or may not be a guide to OUR future.