There are many jokes and much wry humour about relatives, wills and inheritance tax.  We speak to people who must write large cheques to the HMRC before they can enjoy the estate that their loved ones have worked hard for.  We find increasingly that our clients wish to make provision to ensure that their assets remain in the hands of the right people, should death or divorce strike their family. 

Simple planning can make a huge difference in this respect.   CGM Associates can advise on all aspects of this planning.  We can offer you practical advice on ways to deal with differing family situations.  We have a strong relationship with a first class Will Writing company and we advise on associated investment strategy, including among others Loan Trust and Discounted Gift Trust plans.